Landlord Insurance Basics

Landlord insurance is a type of property insurance that provides coverage to landlords in the event that their rental property is damaged or destroyed. This type of policy can also provide protection against liabilities associated with the property, such as injuries that occur on the premises.

Here are a few things to keep in mind when shopping for landlord insurance:

Coverage: Make sure your policy covers all the potential risks associated with your property. This may include damage from fire, wind, hail, theft, and more.

Deductibles: Be sure to ask about the deductible amount for each type of coverage. This is the amount you will have to pay out of pocket before your insurance policy kicks in.

Exclusions: Some policies may have certain exclusions, such as damage from natural disasters. Make sure you are aware of any exclusions before purchasing a policy.

Maintenance: Most policies require the property owner to maintain a certain level of maintenance on the property.

More on Landlord Insurance

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