Workers Compensation Guidance
There are several things to consider when choosing a Worker’s Comp policy:
- First, you’ll need to decide if you want a private or state-run policy. State-run policies may be less expensive, but they can also be more restrictive. Private policies usually offer more flexibility, but they can also be more expensive.
- You’ll also need to decide what type of coverage you want. Basic coverage includes medical expenses and lost wages, while comprehensive coverage also includes death benefits, permanent disability benefits, and vocational rehabilitation.
- Finally, you’ll need to decide how much coverage you need. The cost of a policy will vary depending on the amount of coverage you choose; you may also want to consider the size of your business and the potential risk of injuries to your employees.
Worker’s Compensation is an important protection for both business owners and employees. By understanding your options and choosing the right policy, you can rest assured that you and your employees are taken care of in the event of an on-the-job injury.
Your Workers Comp Policy
Worker’s Compensation is an important safety net for both businesses and employees. Whether you’re considering a new policy or you need to update your existing policy, our team is happy to lend a hand. Call us or click on get-a-quote below to get started.