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When it comes to the auto insurance, the term full coverage can be misleading. Many drivers want to know if full coverage is actually worth having.

First off understand that auto insurance can be divided into coverage for you and coverage for the other party involved in an accident, collision covers you and liability covers them.

If your collision coverage equals the cost of your car, then your car will be replaced if you’re in an accident, if your liability coverage equals the cost of your car, you hit, you’re covered again.

But if your coverage amounts are less than the cost of your car or the car you hit, you’ll have to pay the difference out of pocket. There are additional costs to consider as well.

The cost of injuries and medical bills, rental cars, and lost work time. Even if your policy says full coverage, it might not cover these things.

The best way to be sure you’re completely covered against loss is to sit down with an insurance agent and craft a policy that meets your needs.

We’d be happy to review your insurance coverage options with you! Give us a call at (325) 268-4394 or visit https://miers-insurance.com.

Hi, this is Tracy with Miers Insurance. I’m here today to answer one of the main questions we receive from our consumers on pretty much a daily basis, why are my auto rates increasing? The short, simple answer is inflation due to a lack of supply, labor. Pretty much everything has gone up, price-wise, across the nation, so that’s being reflected in auto repair. The prices of new vehicles has gone up 11-12%. Used vehicles have gone up 70% in the last year. All of those things affect the cost of repairing those vehicles or replacing them, which causes the carrier to have to output more money. Also, that’s going to reflect in the premiums.
The other side of that also is health. Medical costs have also increased, which is part of that coverage. All of those things now reflect in your premium. It’s a terrible situation, but it is, unfortunately, the way it is. So, as we move forward, we’ll always competitively try to find those best rates for you in your personal situation and do the best we can with that. Hopefully, in the next year or two, things will improve. Anyway, that’s all we have today. If you have any questions, send them to us, we’ll be happy to answer them for you. Thanks. Have a great day.

Call Miers Insurance in Abilene TX at (325) 268-4394

Did you know that there is a solution to rising healthcare costs that can save both employees and employers money?

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Don’t let what happened to the Mackey Family happen to yours.

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Finding the best service providers in town can be frustrating. That no longer needs to be the case, because Miers Insurance has a listing of other local businesses that have been highly recommended by our valued customers!

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At Miers Insurance, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive!

Call Miers Insurance in Abilene TX at (325) 268-4394