Let’s start with the basics: what is auto insurance, and why do you need it? Auto insurance is a policy that protects you financially if you are in an accident. It covers the cost of repairing or replacing your car, as well as any medical expenses that may arise if you are injured in an accident.
There are several different types of auto insurance coverage available, and the best option for you depends on your needs and budget. The most basic type of auto insurance is liability coverage. This covers the damage you cause to other people or their property in an accident.
Collision coverage pays for the cost of repairing or replacing your car if it is damaged in an accident, and comprehensive coverage pays for damage to your car that is not caused by a collision, such as theft or vandalism.
Comprehensive coverage pays for damage to your car that is not caused by a collision, such as theft or vandalism.
If you have a loan on your car, your lender will likely require you to buy collision and comprehensive coverage.
Your Auto Insurance Policy
We understand that every family is different. We’ll work with you to find the policy that fits your needs – and your budget. We offer a variety of discounts, including multi-policy and good student discounts. And we’re here to help you every step of the way, from choosing the right coverage to filing a claim. Click below or call us up to get started!